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Rain, hail or shine: Is cover available to the insured?

Mobis Parts Australia Pty Ltd v XL Insurance Company SE (No 7) [2017] NSWSC 1321

The New South Wales Supreme Court recently considered whether insurance policy exclusions for hail damage and faulty design operated to limit a claim for storm damage to a warehouse. The Court clarified the common sense approach that should be taken in proximate cause cases. The case also provides an example of a property damage exclusion not extending to exclude business interruption and other subsequent losses. 

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