Note from Editor

Contents

Impact of COVID-19 on Courts and Tribunals

Financial Services Royal Commission Fallout – Proposed changes to the disclosure requirements and remedies under the Insurance Contracts Act

AFCA disregards policy trauma definition – Says fairness requires benefit to be paid despite definition not being met 
Case 607118

Unfair contract terms regime to apply to life insurance policies from 5 April 2021

TPD Intense scrutiny of decline letters continues 
Sandstrom v FSS Trustee Corporation & Anor [2020]

Financial Services Royal Commission Fallout - Claims handling as a Financial Service

Federal Court considers issue of when a TPD benefit is payable – Also considers Interest
Chapman v QSuper Board [2020]

Death Claim – Act of murder ‘forfeits’ joint policy owner’s right to a benefit
Westpac Life Insurance Services Limited v Mahony (No 3) [2020]